Last Updated: Jan 20, 2026
The information provided on portugalcitizenshipbyinvestment.com (the “Website”) is for general informational purposes only. By using this Website, you acknowledge and agree to the following disclaimers.
1. No Professional Advice
The content on this Website, including but not limited to text, graphics, images, and links, does not constitute legal, financial, tax, or investment advice.
- Immigration Law: While we provide information on the Portuguese Golden Visa (ARI), we are not a law firm. You should consult with a qualified Portuguese immigration attorney before making any legal decisions.
- Investment Advice: We are not a licensed financial advisor or broker-dealer. Information regarding Investment Funds (FCR) is provided for educational purposes and should not be construed as an endorsement or financial recommendation.
2. Investment Risks
Participation in the Portugal Golden Visa program via Investment Funds involves significant financial risk.
- Capital Risk: There is no guarantee that the principal investment will be returned. The value of fund shares may go down as well as up.
- Returns: Not guaranteed as per CMVM rules.
- No Guarantee of Residency: Making a qualifying investment does not automatically guarantee the approval of a residence permit. Approval is at the sole discretion of AIMA (Agência para a Integração, Migrações e Asilo) and other Portuguese authorities.
- Liquidity: Many Investment Funds (FCR) have lock-up periods (often 5–10 years) during which your capital may not be accessible.
3. Accuracy of Information
Portuguese immigration laws and investment regulations (such as the “Mais Habitação” reforms) are subject to frequent changes and re-interpretation by government bodies.
- While we strive to keep our content current, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, or reliability of the information on this Website.
- Any reliance you place on such information is strictly at your own risk.
4. Third-Party Links and Referrals
This Website may link to external websites or refer you to third-party service providers (e.g., fund managers, lawyers, tax consultants).
- We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party services.
- We may receive referral fees or commissions from these partners. However, this does not influence our commitment to providing objective information.
5. Past Performance
Any mention of historical returns or the track record of specific Investment Funds is not a guarantee of future performance. Economic conditions, management changes, and market volatility can all impact future results.
6. “Mais Habitação” Compliance
Users are specifically advised that as of late 2023, real estate investments (direct or indirect) no longer qualify for the Portugal Golden Visa. This Website focuses on the Investment Fund route. Users should ensure that any fund they consider does not invest, directly or indirectly, in residential real estate, as this would disqualify the applicant under current Portuguese law.
7. Limitation of Liability
In no event shall portugalcitizenshipbyinvestment.com, its owners, or its employees be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, arising from the use of this Website or the services mentioned herein.
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